No service fee. No hidden markup. We quote you the full Naira amount before you confirm — rate included.
Paypadi does not charge a service fee, processing fee, or platform fee. You pay the actual transaction cost. We earn on the FX spread — the difference between the rate we source and the rate we quote you.
The rate shown in your WhatsApp quote already includes this spread. No surprise after you confirm.
Item cost + FX
Item price (no sales tax, Delaware) converted at quoted rate. Rate locked at confirmation.
$6/lb — general
Phone $50 · Laptop $80 · iPad $60 · PS $100
Customs clearance included. Quote given before anything ships.
No. The rate is locked at the moment you confirm the quote and fund the order. What was quoted is what you pay.
We update rates based on current market conditions. You always see today's rate in your WhatsApp quote.
Message us for amounts above $1,000 — we can often offer improved rates on larger transactions.
We re-quote before executing. You approve the updated amount or cancel. We never charge more than what was approved.
Tell us what you need. Quote back in minutes.
